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The lowest 30-year mortgage rate was equal to 2.8% in July 2021, while the highest rate was equal to 7.79% in October 2023. Key Takeaways from Federal Reserve Forecasts for 2025 Mortgage Rates
Home Interest Rates 2025 Chart Calculator Finley Johnston By October 2023, due to high inflation, rates soared to nearly 7.80%, 2 which significantly impacted the U.S Officials now anticipate only two quarter-point reductions, potentially bringing the federal funds rate down to 3.75% to 4% by year-end In December 2024, the Fed adjusted its projections, indicating a more gradual approach to rate cuts in 2025
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Where analysts forecast mortgage rates will go in 2025 Fast Company . Mortgage Rates Prediction 2025, 2026, 2027, 2029 and 2030 As of early 2025, mortgage rates remain higher than the historic lows of 2020 and 2021 but have started to stabilize compared to the peaks of 2022 and 2023